PACT Retirement Pooled Employer Plan (PEP)

Your company brought in fantastic talent and wants to retain them with great benefits like an enticing retirement package. As a small company, managing a package with every employee can be costly and time-consuming. Save time by delegating the task to a trusted source.

PACT is partnering with the Wealth Advisory Group to provide a pooled employer plan (PEP). This plan is a new kind of 401(k) where employers “pool together.” This gives your company access to big company power at a small company cost. You design your needs and send in both payroll contributions and a year-end census of what people do. The PEP Program takes care of the rest. Now, your HR staff can maximize their time while increasing employee support.

The PEP program provides:

  • An advisor who can tailor your program needs
  • Administration
  • Tax returns
  • Employee education
  • Notices
  • Free 401K plan analysis

If you currently don’t have a plan now (or if you’re within your first 1-3 years of implementing a plan) – let us help you facilitate a federal tax credit for implementing a new company that pays 50% tax credit of your plan’s cost for three years.

If you have a plan, allow us to provide a free plan analysis of your plan, no strings attached. If you are already a large group of 100+ employees, you can reduce your required audit to a few hundred dollars, thereby saving you $12,000-$16,000 a year by sharing the cost among other companies!

Read information about the plan here.